About us

The Association of rural banks is the Apex body of all rural banks in Ghana. Association of Rural Banks –Ghana, has a membership of over 144 Rural and Community Banks with more than eight hundred and fifty (850) branches.

Company Overview

In 1981 thirty-one (31) Rural Banks came together to form the Rural Bankers Association (the name was later changed to the Association of Rural Banks-Ghana).

In line with the registration of businesses in Ghana, the Association was registered under the Companies Code 1963 (Act 179) as a company limited by guarantee.

By 1985 some of the rural banks were bedeviled with problems tended to erode the benefits of the rural banking scheme which were beginning to be manifested in the few rural banks which were operating satisfactorily.

To address the problems of rural banks, the Association with the support of Bank of Ghana pursued a wide-ranging programme of training for Directors and all levels of rural banks staff – Managers, Accountants, Project Officers and other staff in virtually all areas of banking.

In 1994 the Bank of Ghana withdrew the technical services such as cheque clearing, specie supply and treasury management which it was providing for the rural banks. At this point, the Association had no alternative than to arrange for an institution which could deal with the rural banks in a holistic basis.

Why you should choose us

Our Mission

To ensure that Rural Banks operate as effective and efficient Rural Financial Intermediaries and to also serve as vehicles for Rural Development and Poverty Alleviation

  •  Commitment To Good Corporate Governance and business.
  •  Pursuit Of high professional standards and best banking practices.
  •  Commitment to the discharge of Our corporate social responsibilities towards the communities in which our member banks operate.
  •  Adherence to integrity, honesty and Transparency in business dealings with other Parties.
  • To be the mouthpiece of all Rural Banks
  • To protect, Promote and Defend the interest of Rural Banks.
  • To Co-operate and collaborate with to ARB Apex Bank Limited to build and sustain a Positive Identity and Image for Rural Banks.
  • To be a Centre of Information of Rural Banking and the economic activities in the areas of operation of each Rural Bank.
  • To collaborate with the ARB Apex Bank Limited to train Directors and staff of Rural Banks.

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